A child is born in your heart

Monday, December 21, 2009

Financial Depression

I have been sitting and thinking today. This IF stuff is so expensive and "everyone else" does not seem to have a problem coughing up the money. "Everyone else" seem to have endless supply of money to do treatments.
Now, my B and I earn decent salaries and live in a decent house in a decent area....so why do I feel so poor. Everything is just more money, more medication, more tests....where the hell do people get this supply of readily available funds ?


I get so angry that medical aid does not allow a "certain %" for fertility treatment. The worse thing is that when and "if" we start fertility treatment, we are looking at R 45 000.00 a shot (because my B has to go under as well). If we do two treatments a year, that is R 90 000.00 an annum. That equates to approx R 7 500 per month to be saved...(did I mention that I am an accountant?). Thats alot of money.....

I know that the end results (being pregnant) is priceless...but getting there is a problem to me. It would be great if I could get a positive Beta on my first try...but Statistics show that it will probably take up to four attempts....and that freaks me out.

My B and I work hard for our money..and I am dreaming of going on an overseas holiday to visit my Sister in New Zealand and my BFF in London...even going on my fantasy holiday in New Orleans or Rio de Janeiro.....but all of that is on hold because we have to put together a "baby" fund.

And I can forget about any retail therapy that I love so much...no more shoes or CDs/DVDs (my favourite buys.. )

Am I the only "Scrooge" out there? I am not materialistic just practical...or maybe I am just getting too old for this process....grrrrrr

3 comments:

Anonymous said...

If it wasn't for my very generous stepfather, we would not be able to afford treatment. I totally agree with you.

mash said...

You've had to go for more treatments than most, with your ops etc. If that was on the cards for me IVF would be out of the question. We used to put aside a certain amount every month for a holiday, this year IVF is using our holiday money. So we can afford 2 IVF's this year and that's it.

Jellybean said...

Hmmm, I have pondered the same thoughts and agree that Med Aid should pay a %. I am also an accountant and my DH & I on a strict monthly saving budget. I have also saved my bonus from June for IVF. (and yes it was in an interest bearing account) :-)